How NHS Take-Home Pay Differs by Band

NHS salaries differ greatly between pay bands — but what matters most to staff is the take-home pay after tax, NI, and pension.
Here’s how it changes from Band 2 to Band 9 in 2025.

Take-Home Pay by NHS Band (2025)

BandRole ExampleAnnual Gross (£)Net Pay (£)Monthly (£)
Band 2Support Worker22,38318,6001,550
Band 3Admin / HCA25,14720,5001,708
Band 4Assistant / Clerk28,40722,6001,883
Band 5Staff Nurse30,63924,4002,033
Band 6Senior Nurse35,39226,5002,208
Band 7Team Leader43,74231,4002,616
Band 8aMatron / Manager50,95235,5002,958
Band 9Executive Director114,94972,0006,000

(Estimates include average pension deductions and 2025 UK tax bands.)

Key Observations

  • Band 2–4 employees have lower pension rates (5–7%) → higher net %.
  • Band 7+ staff contribute 9–11% pension, reducing take-home slightly.
  • London weighting adds £3,000–£7,000 extra annually.

Why It Matters

✅ Helps compare promotions
✅ Assists in mortgage & budget planning
✅ Shows impact of pension tiers
✅ Useful for new NHS job applicants

More Topics

NHS Pay Bands Overview

NHS Salary After Tax 2025

NHS Salary Calculator

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